MATT KOZUKI

Matt Kozuki's

REal estate Insight

Buying your first home is an exciting milestone—but it can also feel overwhelming if you don’t know where to start. From saving for a down payment to closing on your dream property, there are many steps involved.

1. Understand Your Budget
Before browsing homes online, sit down and assess your finances. Calculate how much you can comfortably afford, keeping in mind not only the mortgage but also property taxes, insurance, and maintenance.

2. Get Pre-Approved for a Mortgage
A pre-approval shows sellers that you’re a serious buyer. It also helps you understand the price range you should be targeting.

3. Find the Right Real Estate Agent
An experienced agent can guide you through the local market, negotiate offers, and simplify paperwork.

4. Explore Neighborhoods
Location matters just as much as the property itself. Research schools, commute times, nearby amenities, and future development plans.

5. Make a Strong Offer
Your agent will help you craft a competitive offer based on comparable sales. Be ready for negotiations.

6. Home Inspection & Closing
Never skip the inspection—it can reveal hidden issues. Once everything checks out, you’ll move on to closing, where you officially become a homeowner.

👉 Buying your first home may seem intimidating, but with preparation and the right guidance, it can be one of the most rewarding decisions of your life.

Ready to Move?

Work With Matt Kozuki

With Matt Kozuki, you're not just working with an agent — you're partnering with a family. We offer hands-on guidance, local insight, and a direct line of communication every step of the way. Let's turn your goals into a reality.

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